{"id":663,"date":"2020-02-28T16:16:24","date_gmt":"2020-02-28T16:16:24","guid":{"rendered":"http:\/\/npwm.co.uk\/?p=663"},"modified":"2020-02-28T16:16:25","modified_gmt":"2020-02-28T16:16:25","slug":"coronavirus-the-importance-of-following-your-chosen-investment-strategy","status":"publish","type":"post","link":"https:\/\/npwm.co.uk\/?p=663","title":{"rendered":"Coronavirus &#8211; the importance of following your chosen investment strategy"},"content":{"rendered":"\n<p>The growing fears around the economic impact of the spread of COVID-19 (Coronavirus) caused sizable global stock market falls on Monday 24th February, with the Dow Jones and the FTSE 100 both closing in the region of 3.5% lower and further significant falls being incurred as the week progressed. The news coverage around this may well cause concern for investors.<\/p>\n\n\n\n<p>Our message is the same as during any other periods of\nheightened market turbulence &#8211; asset based investments are generally only going\nto be suitable for those with appropriate capacity for loss and a medium to\nlong-term investment horizon. Individuals who do not have sufficient capacity\nor horizon should not be invested in potentially volatile investments, whereas\nthose who do have such capacity and are prepared to invest for the longer term\nshould not be concerned about short-term fluctuations in their investment\nvalues.<\/p>\n\n\n\n<p>As the number of Coronavirus cases outside of China\ncontinues to grow, it remains unclear how long it might take to contain the\nspread or what the overall economic impact of the associated disruption might\nbe. There are naturally worries that the growing lockdowns both inside and now\noutside of China will lead eventually to significant international trade\ndisruptions and ultimately disturbances to the supply of goods and services.<\/p>\n\n\n\n<p>However, as always investors should be wary of the dangers\nof trying to time the markets. By disinvesting or delaying investment decisions\nsimply because of market downturns caused by today\u2019s headlines, individuals\nwill be at real risk of missing out on longer term growth or crystallising\ninvestment losses unnecessarily.<\/p>\n\n\n\n<p>Asset allocation models generally provide investors with a\ndiversified portfolio of both growth and defensive assets and should be based\nupon the investor\u2019s risk strategy and long-term investment objectives. Asset\nallocation is usually constructed to provide the prospect of a range of\npotential investment outcomes over a defined longer term (typically 10 years).\nAny stochastic projections provided in conjunction with a model will take into\naccount scenarios of market downturn and significant volatility.<\/p>\n\n\n\n<p>In other words, asset allocation models will remain suitable\nfor longer term investment and there is no reason to automatically assume that\nany short-term market volatility caused by Coronavirus concerns or any other\nmarket headwinds will result in long-term results significantly outside of the\nrange of given potential outcomes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The growing fears around the economic impact of the spread of COVID-19 (Coronavirus) caused sizable global stock market falls on Monday 24th February, with the Dow Jones and the FTSE 100 both closing in the region of 3.5% lower and further significant falls being incurred as the week progressed. The news coverage around this may [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coronavirus - the importance of following your chosen investment strategy - Nicholas Paul Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/npwm.co.uk\/?p=663\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coronavirus - the importance of following your chosen investment strategy - Nicholas Paul Wealth Management\" \/>\n<meta property=\"og:description\" content=\"The growing fears around the economic impact of the spread of COVID-19 (Coronavirus) caused sizable global stock market falls on Monday 24th February, with the Dow Jones and the FTSE 100 both closing in the region of 3.5% lower and further significant falls being incurred as the week progressed. The news coverage around this may [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/npwm.co.uk\/?p=663\" \/>\n<meta property=\"og:site_name\" content=\"Nicholas Paul Wealth Management\" \/>\n<meta property=\"article:published_time\" content=\"2020-02-28T16:16:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-02-28T16:16:25+00:00\" \/>\n<meta name=\"author\" content=\"Nick Paul\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nick Paul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/npwm.co.uk\/?p=663\",\"url\":\"https:\/\/npwm.co.uk\/?p=663\",\"name\":\"Coronavirus - the importance of following your chosen investment strategy - Nicholas Paul Wealth Management\",\"isPartOf\":{\"@id\":\"https:\/\/npwm.co.uk\/#website\"},\"datePublished\":\"2020-02-28T16:16:24+00:00\",\"dateModified\":\"2020-02-28T16:16:25+00:00\",\"author\":{\"@id\":\"https:\/\/npwm.co.uk\/#\/schema\/person\/bdc4857af69d0236c62982174ab4454f\"},\"breadcrumb\":{\"@id\":\"https:\/\/npwm.co.uk\/?p=663#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/npwm.co.uk\/?p=663\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/npwm.co.uk\/?p=663#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/npwm.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Coronavirus &#8211; the importance of following your chosen investment strategy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/npwm.co.uk\/#website\",\"url\":\"https:\/\/npwm.co.uk\/\",\"name\":\"Nicholas Paul Wealth Management\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/npwm.co.uk\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/npwm.co.uk\/#\/schema\/person\/bdc4857af69d0236c62982174ab4454f\",\"name\":\"Nick Paul\",\"sameAs\":[\"https:\/\/npwm.co.uk\"],\"url\":\"https:\/\/npwm.co.uk\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Coronavirus - the importance of following your chosen investment strategy - Nicholas Paul Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/npwm.co.uk\/?p=663","og_locale":"en_GB","og_type":"article","og_title":"Coronavirus - the importance of following your chosen investment strategy - Nicholas Paul Wealth Management","og_description":"The growing fears around the economic impact of the spread of COVID-19 (Coronavirus) caused sizable global stock market falls on Monday 24th February, with the Dow Jones and the FTSE 100 both closing in the region of 3.5% lower and further significant falls being incurred as the week progressed. The news coverage around this may [&hellip;]","og_url":"https:\/\/npwm.co.uk\/?p=663","og_site_name":"Nicholas Paul Wealth Management","article_published_time":"2020-02-28T16:16:24+00:00","article_modified_time":"2020-02-28T16:16:25+00:00","author":"Nick Paul","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Nick Paul","Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/npwm.co.uk\/?p=663","url":"https:\/\/npwm.co.uk\/?p=663","name":"Coronavirus - the importance of following your chosen investment strategy - Nicholas Paul Wealth Management","isPartOf":{"@id":"https:\/\/npwm.co.uk\/#website"},"datePublished":"2020-02-28T16:16:24+00:00","dateModified":"2020-02-28T16:16:25+00:00","author":{"@id":"https:\/\/npwm.co.uk\/#\/schema\/person\/bdc4857af69d0236c62982174ab4454f"},"breadcrumb":{"@id":"https:\/\/npwm.co.uk\/?p=663#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/npwm.co.uk\/?p=663"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/npwm.co.uk\/?p=663#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/npwm.co.uk\/"},{"@type":"ListItem","position":2,"name":"Coronavirus &#8211; the importance of following your chosen investment strategy"}]},{"@type":"WebSite","@id":"https:\/\/npwm.co.uk\/#website","url":"https:\/\/npwm.co.uk\/","name":"Nicholas Paul Wealth Management","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/npwm.co.uk\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/npwm.co.uk\/#\/schema\/person\/bdc4857af69d0236c62982174ab4454f","name":"Nick Paul","sameAs":["https:\/\/npwm.co.uk"],"url":"https:\/\/npwm.co.uk\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/npwm.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/663"}],"collection":[{"href":"https:\/\/npwm.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/npwm.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/npwm.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/npwm.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=663"}],"version-history":[{"count":3,"href":"https:\/\/npwm.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/663\/revisions"}],"predecessor-version":[{"id":666,"href":"https:\/\/npwm.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/663\/revisions\/666"}],"wp:attachment":[{"href":"https:\/\/npwm.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=663"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/npwm.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=663"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/npwm.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}