A big week in November – Budget +

Such was the excitement held for the Chancellor’s November 2025 budget statement, people can be forgiven for not noticing certain other news. I’d like to thank the BBC for, in their post-budget article, reminding me that Lucozade – like so many other great old...

The benefit – and cost – of Triple Lock

Last October I wrote an article on the value of Triple Lock, which guarantees that the State Pension will rise by the higher of Consumer Price Inflation (CPI), Average Earnings Growth or 2.5%. It is at this time of the year that we know what the following April’s...

What Do You Want From Your Financial Adviser?

A view from Nicholas Paul based on a career of feedback This an important question to people seeking advice, but also to me as an adviser. When I took the decision to set up Nicholas Paul Wealth Management Ltd (NPWM) in 2019, it was done with this question in mind, as...