The benefit – and cost – of Triple Lock

Last October I wrote an article on the value of Triple Lock, which guarantees that the State Pension will rise by the higher of Consumer Price Inflation (CPI), Average Earnings Growth or 2.5%. It is at this time of the year that we know what the following April’s...

What Do You Want From Your Financial Adviser?

A view from Nicholas Paul based on a career of feedback This an important question to people seeking advice, but also to me as an adviser. When I took the decision to set up Nicholas Paul Wealth Management Ltd (NPWM) in 2019, it was done with this question in mind, as...

Capital Gains – Under Review

Last week the Chancellor of the Exchequer commissioned a review of Capital Gains Tax (CGT) in relation to individuals and smaller businesses, asking the Office of Tax Simplification (OTS) to consider the overall scope of the tax and the rates which apply, also looking...