by Nick Paul | Jul 5, 2024 | Uncategorised
Please note that the views expressed in this article are the views of the author and should not be taken to constitute advice. There is no guarantee of future changes to taxation or other legislation. “All change!” All change? In some ways, but in terms of practical...
by Nick Paul | Nov 3, 2020 | Uncategorised
Last October I wrote an article on the value of Triple Lock, which guarantees that the State Pension will rise by the higher of Consumer Price Inflation (CPI), Average Earnings Growth or 2.5%. It is at this time of the year that we know what the following April’s...
by Nick Paul | Oct 22, 2020 | Uncategorised
A view from Nicholas Paul based on a career of feedback This an important question to people seeking advice, but also to me as an adviser. When I took the decision to set up Nicholas Paul Wealth Management Ltd (NPWM) in 2019, it was done with this question in mind, as...
by Nick Paul | Jul 23, 2020 | Uncategorised
Last week the Chancellor of the Exchequer commissioned a review of Capital Gains Tax (CGT) in relation to individuals and smaller businesses, asking the Office of Tax Simplification (OTS) to consider the overall scope of the tax and the rates which apply, also looking...
by Nick Paul | Mar 13, 2020 | Uncategorised
This wasn’t mentioned in the Chancellor’s speech, but draft legislation has been produced to insert a clause into S536 and S537 of the Income Tax (Trading and Other Income) Act 2005, which deals with calculating an individual’s liability for tax on...
by Nick Paul | Feb 28, 2020 | Uncategorised
The growing fears around the economic impact of the spread of COVID-19 (Coronavirus) caused sizable global stock market falls on Monday 24th February, with the Dow Jones and the FTSE 100 both closing in the region of 3.5% lower and further significant falls being...
by Nick Paul | Nov 7, 2019 | Uncategorised
Pension funding limits and why 2019 is significant Pensions offer a highly tax effective means of saving for retirement. Although pensions legislation is always subject to change, the Government wants us to save for retirement so pensions are intended to encourage us...
by Nick Paul | Oct 20, 2019 | Uncategorised
Recipients of the UK State Pension will receive a 3.9% increase to their pension income in 2020. UK State Pension increases are currently protected by the “triple lock” which means the annual rise applying each April will be at the higher of Consumer Price...